Key Points Roth IRAs offer a world of benefits over traditional retirement plans. Converting a traditional 401(k) plan to a ...

Explore the advantages of a Roth IRA, a flexible retirement savings account that enables tax-free growth and withdrawals.

Explore your options as a Roth IRA beneficiary, from spousal transfers to required withdrawals, depending on your relationship to the original account holder.

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...

Learn how to identify excess IRA contributions and the steps to fix them, avoid penalties, and manage your retirement savings ...

Either the traditional IRA or Roth IRA (or both) can serve you well. I prefer the Roth IRA because of its tax-free withdrawals in the future. The most important thing is just to be contributing to ...

A Roth IRA and traditional IRA both have the same goal: to help you save for retirement and ensure you don’t spend your golden years struggling to make ends meet. The key difference between a Roth and ...

A Roth IRA could save long-term investors thousands of dollars in avoided taxes in retirement. Strict rules on who can contribute to a Roth IRA (and how much) require thoughtful strategy. High earners ...

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can have significant financial implications in both the short term and the long ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. (NewsNation) — A Roth IRA is one of the most ...

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from paying away all high-interest debt, and when that happens, we’ll be focusing ...

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...