The average Self-Directed Brokerage Account (SDBA) 401(k) balance at Charles Schwab finished the fourth quarter of 2024 at $352,605, up by 13.6% since 2023, according to Charles Schwab’s latest ...

The gradual ramp-up in 401(k) contribution rates reflects several positive trends in the retirement savings industry, Shamrell said. The 4.8% employer match is an all-time high.

Vanguard, in its How America Saves 2024 report (based on 2023 data), found that plan participants between the ages of 45 and 54 had an average 401(k) balance of $168,646, with a median balance of ...

After years of fitful progress, Americans with 401(k) accounts are finally saving enough for retirement – almost. That’s the takeaway from the latest retirement savings report from Fidelity, a leading ...

The average self-directed brokerage account within workplace 401(k)s finished at $335,857, down 4.7% from Q4 in 2024, according to Charles Schwab’s SDBA Indicators Report.

For 2025, you can defer up to $23,500 into your 401(k), plus an extra $7,500 if you're age 50 and older, known as "catch-up contributions.". Thanks to Secure 2.0, the 401(k) catch-up limit has ...

We see this happen slightly in the median 401(k) balance column when going from the 55-to-64 age group ($95,642 median balance) to the 65+ age group ($95,425 median balance).

Average 401(k) balances fell by 3% from late 2024 through early 2025, to an average value of $127,100, Fidelity reports. The decline came during a span of market volatility as President Trump took ...

The gradual ramp-up in 401(k) contribution rates reflects several positive trends in the retirement savings industry, Shamrell said. Spend your money smart: Sign up for USA TODAY's Daily Money ...