Of the many travel credit cards on the market today, one of the most noteworthy, likely due to its astronomical annual fee and flashy nature, is the American Express Platinum Card . This credit card has been the subject of much online debate, with loyalty and reward fans claiming that it is nowhere near worth the nearly $700 that costs annually.

Many top rewards credit cards include annual fees. In exchange for this up-front cost, you can unlock higher earning rates, additional travel perks and annual rewards.That said, many issuers (and their cobranded loyalty program partners) offer no-annual-fee products that can still be decent options for more casual travelers.