Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Understand the score that insurers use to predict risk and help set your auto and homeowners insurance rates ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

A mini figure of a blue car on top of a credit score report document. CheapInsurance.com examines how an applicant’s financial profile intersects with their driving profile in determining auto ...

You drive safely. You haven’t filed a claim in years. Yet, when that auto insurance bill arrives, the number seems stubbornly high. Why? Most drivers believe their rate is based solely on their ...

New York could ban credit scores, zip codes, and income as auto insurance rating factors under a bill introduced on March 6, ...

SPRINGFIELD, Ill. (WAND) — A commission could be created by the Illinois House Democrats that would look to see if the auto insurance companies have discriminated customers based on credit score, zip ...

Auto insurance has never been especially affordable, but there are several forces that could cause your premiums to rise more ...

CheapInsurance.com examines how an applicant’s financial profile intersects with their driving profile in determining auto insurance rates. Most drivers know that factors like driving record, vehicle ...