Texas National Bank has been strategizing how to tackle social issues in the Rio Grande Valley. One example is its no-fee small-dollar loan, built with bank and credit union technology provider ...

Applying generative AI to the loan underwriting process would allow consumers to see which adjustments to their financial behavior would make them more appealing as borrowers, writes Jeremiah Buckley.

Pagaya's B2B asset-platform model scales demand, reduces cyclicality, and avoids direct lending risk. Read why PGY stock is a ...

Kotak Mahindra Bank has cut its SME loan processing time by 60% (from 7.5 to 2.5 weeks) using AI/ML-based digital ...

Better.com’s AI-Driven HELOC Underwriting Makes Approval with “Bank Statements Only” Possible for 36.2M Self-Employed or Small Business Owner Americans New Bank Statement HELOC program gives millions ...

Freddie Mac today announced it will include a review of borrowers’ bank account data to identify a history of positive monthly cash-flow activity as part of its loan purchase eligibility assessments, ...

Underwriting occurs when individuals or organizations assume financial risk in exchange for payment. Financial risk is the risk that a company may not generate enough cash flow or revenue to fulfill ...

Intellect Design Arena Ltd. launches PF Credit, an AI-powered suite of five digital experts in the Philippines to transform ...

With $5.6 billion in assets, Fishers-based First Internet Bank might best be described as modest in size. But in the world of ...

Learn how small-business loans can help your business grow.

Jordan Tarver has spent seven years covering mortgage, personal loan and business loan content for leading financial publications such as Forbes Advisor. He blends knowledge from his bachelor's degree ...