CDs commonly pay more interest than savings accounts, but that's not all. Read on for a less-obvious perk of opening a CD.

For the past couple of years, investors have watched CD rates climb to levels not seen in decades. However, with the Federal Reserve cutting the federal funds rate by a half-point in September ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners ...

Our picks for the best CD rates are offered by Quontic Bank (4.95%), Barclays (4.65%) and Ally Bank (4.40%). We’ve put together a list of the best CD rates from our top-rated banks, credit ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. Affiliate links for the products on this page are from partners that compensate us and terms apply to ...

And Wells Fargo IRA CD rates differ by location, so you'll need to live in an area that offers the best rates. An icon in the shape of an angle pointing down. Delta Community Credit Union offers ...

Although CD rates are dropping, they're still pretty strong. Over time, I find stocks to be a better home for my money anyway. Falling CD rates also mean cheaper borrowing rates, so there's a big ...

All ratings are determined solely by our editorial team. When you put your dough into a one-year Bread Savings CD, you’ll earn a very competitive 4.30% APY, which is compounded daily so your ...

All ratings are determined solely by our editorial team. Ally Bank’s 9-month CD has a strong 4.20% APY that compounds daily. There’s no minimum balance requirements, though should you withdraw ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael Boyle is an experienced financial professional with more than 10 years ...