Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

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Cheap life insurance isn't out of reach, especially if you're healthy. Because rates are more affordable when you’re younger, you want to compare rates from several insurers and apply as soon as you ...

A term life policy can provide cheap life insurance for a period when you need it most, such as the term of your mortgage or until your kids graduate from college. Plus, most term life policies offer ...

In this second article on life insurance, I look at level versus escalating premium patterns, why you get what you pay for, and how life cover fits into your long-term financial plan. Here’s a quick ...