Interest rates and credit card balances are up. Americans are taking action to cope with increasingly expensive debt. And many don’t want to talk about it. Many or all of the products on this page are ...

The average annual percentage rate (APR) on credit cards nearly doubled to 22.8 percent in 2023 from 12.9 percent in 2013, costing consumers around $25 billion in interest fees last year, according to ...

The Consumer Financial Protection Bureau is considering a new rule that would slash credit card late fees by 75%, from current highs of up to $41 to as low as $8. In a time when inflation is driving ...

One-third of Americans with credit card debt say no one else knows how much they owe, according to a new report. And many consumers, it seems, would rather not share those facts. Two in 5 Americans ...

New York (CNN) — Danielle Foskie is among a growing number of Americans who have stumbled into a credit card doom loop. Foskie, a registered dental hygienist who lives outside of Cleveland, Ohio, ...

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A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...