We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But here's the catch: Just because you're ready to settle doesn't mean ...

In today's high-rate environment, where credit card APRs regularly top 21% and household debt is hitting record levels, more people are struggling to keep up with their regular bills and their debt ...

Americans have faced a range of difficult economic issues over the past few years, many of which have had a big impact on their finances. For starters, while inflation has cooled compared to recent ...

Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

Struggling with debt isn’t easy, especially when there’s not a clear path forward. Many people see a light at the end of the tunnel with a debt settlement program, though — and indeed, these programs ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

This article was paid for by Freedom Debt Relief. A debt settlement company can help you find relief from overwhelming debt payments, debt collectors and mounting fees. But not all of these companies ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's why it's important to understand when to say yes to a settlement ...