The Federal Deposit Insurance Corp., an independent federal agency, serves several functions. Arguably its most important job is insuring money you've deposited at an FDIC-member bank.

The FDIC was established in 1933 to protect deposit accounts in the event of a bank failure. FDIC-insured accounts are covered for up to $250,000 per depositor, per ownership category at an insured ...

Both protect your deposits, but at different types of institutions Michelle Lambright Black is an expert on credit reporting, credit scoring, identity theft, budgeting, debt eradication, and the ...

Mon, November 24, 2025 at 10:33 PM UTC Got more than $250,000 sitting in one bank account? Only the first $250,000 is protected by FDIC insurance. The rest is uninsured, which means you could lose it ...

There are many different types of insurance, such as health, life, home and vehicle. But did you know that your bank deposits can be insured, too? The Federal Deposit Insurance Corporation (FDIC) is ...

Federal Deposit Insurance Corp. staff Thursday said the agency's Deposit Insurance fund reserve ratio — which measures the Deposit Insurance Fund, or DIF, balance compared to all FDIC insured deposits ...

Learn how FDIC insurance protects business accounts, what types of accounts are covered, and the coverage limits to secure your business funds. The Federal Deposit Insurance Corporation (FDIC) ensures ...

Proposed increases to deposit insurance coverage would be a giveaway to large banks and wealthy depositors, writes Ken Thomas. Contrary to the industry and even some mainstream media, the real "owners ...

Discover why mutual funds aren't FDIC-insured and learn ways to manage and reduce investment risks through diversified mutual fund strategies.