Refinancing your mortgage can be a valuable financial move. It can make it easier to afford your monthly payments and/or lower the long-term cost of your mortgage. Too often, though, people face ...

If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

The FHA streamline refinance program makes it easier and cheaper for borrowers who have a Federal Housing Administration-insured mortgage to refinance their loans at lower rates. FHA streamline ...

Most people are not aware of the refinancing options that are present to homeowners with FHA loans. Homeowners who hold FHA loans have the option to refinance their mortgage through a process called ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Refinancing your ...

Mortgage rates started to climb in late 2021. As a result, refinance activity decreased gradually and subsided altogether by 2023. During the initial quarter of 2023, the number of new loans initiated ...

More and more homeowners who received mortgage through the Federal Housing Administration (FHA) program have sought to refinance to take advantage of the low FHA rates. These rates, which are now in ...

Are you looking to refinance your FHA loan? Switching to a conventional loan could be ideal if you qualify for more competitive terms or if you want to get rid of mortgage insurance. But is it the ...

Text Callout : Key Takeaways - Can You Refinance a Mortgage With Bad Credit? Many homeowners who borrowed in recent years amid historically high rates might consider refinancing. But what if your ...

Alert homeowners know that mortgage rates have dropped 1.5 percentage points in the past 10 months. They also probably know that as a result, there's a refinancing boom underway. But thousands of them ...

Alert homeowners know that mortgage rates have dropped significantly in the past 10 months. They also probably know that as a result, there’s a refinancing boom underway. But thousands of them appear ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...