Insurers are no longer just pricing your home on square footage and ZIP code. They are scrutinizing how you live, what you install, and even what shows up in your yard, then quietly deciding whether ...

Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

Your home is more than just a place to live — it's probably your largest investment. Protecting it from financial disaster starts with the right insurance coverage. When unexpected damage occurs, a ...

With the average home-insurance premium hitting a record high of $2,290, homeowners are looking for ways to cut costs Homeowners frustrated with rising home-insurance premiums are switching plans and ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Texans with low credit scores are paying almost $3,000 more for home insurance on average each year than those with high scores, according to a new report that also found the scores impact consumer ...

Data shows that non-renewal rates, for reasons other than non-payment, are now higher in our area, more than the national ...

The recent L.A. County wildfires have left many families in a tough spot, trying to figure out what to do next. Should they rebuild in the area still at risk or move somewhere safer? A big factor in ...

Lots of desperate families facing California’s insurance crisis are contacting NBC Bay Area's consumer team for a lifeline. They’ve shared hopeless stories about losing their home insurance and are ...

With extreme weather events such as heavy rainfall that causes flooding becoming frequent now, home insurance is a safety net that you can rely on for recovering losses from such unforeseen situations ...

Homeowners frustrated with rising home-insurance premiums are switching plans and opting for higher deductibles to manage their costs, a new report says, but these might not be the best strategies for ...