Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Several different strategies can help you get out of credit card debt — from payoff plans like the avalanche and snowball methods to consolidation products like balance transfer credit cards and ...

Even in a favorable economy, owing $30,000 in debt can feel overwhelming. But it's even harder in a challenging economy with elevated interest costs. That's especially the case now, with average ...

The average borrower is currently carrying about $8,000 in credit card debt, but for many card users, that amount is sitting far higher right now. After all, a significant portion of card users have ...

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...

Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest ...

Every time Holly publishes a story, you’ll get an alert straight to your inbox! Enter your email By clicking “Sign up”, you agree to receive emails from ...

With the average personal loan debt near $11,000, it’s clearly not always easy to pay off a personal loan fast. However, paying a loan off early could save you hundreds or even thousands of dollars in ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.

Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...