As investors reach the age of retirement after years of diligently investing, many wonder about the rules for retirement account distributions and how much should be withdrawn from these accounts.

Required minimum distribution amounts are calculated by dividing a life expectancy factor into the relevant account balance from Dec. 31 of the preceding year. For instance, to calculate RMD amounts ...

Your RMD depends on your account balance, as well as your age. There’s a straightforward way to calculate your RMD for 2025. The important thing is to use the correct IRS life expectancy table. The ...

My husband will turn 73 on Nov. 16, 2027. How much of an RMD does he have to withdraw in 2027 and should he do it between Nov ...

LINDA M. JOHNSON, CPA, PhD, is associate professor of accounting at Kennesaw State University in Kennesaw, Georgia. Her e-mail address is Linda_Johnson@coles2.kennesaw.edu . RAs have long been a ...

If you take distributions from your IRA before age 59 1/2, you will owe the IRS a 10% additional tax unless you qualify for an exception. One of the exceptions applies to distributions that are taken ...

Editor’s Note: See Q 3691 for a discussion of the substantial changes the SECURE Act made to the distribution rules governing IRAs inherited by non-spouse beneficiaries. Beginning in 2020, ...

It’s no exaggeration to say that every time you turn around lately, there’s a new tax law or piece of IRS guidance that changes the tax and distribution rules for IRAs. Based on questions we’re ...