What is happening to CD rates today? CD rates are declining following two recent interest rate cuts by the Federal Reserve. In September, the Fed lowered its benchmark rate for the first time ...

If you're interested in a short-term CD that will let you lock in a good interest rate, 6-month CDs could be a good choice. The national average CD rate on a 6-month term is 1.75% APY (Annual ...

With a low minimum deposit requirement to open ($500), and a good APY (3.35%), this 24-month CD would be a good option if you’re starting to build up your savings. Quontic credits CD interest ...

Please view our full advertiser disclosure policy. CIT Bank’s no-penalty CD has a competitive yield on an 11-month CD term. The tradeoff, though, is that it requires the highest minimum deposit ...

For the past couple of years, investors have watched CD rates climb to levels not seen in decades. However, with the Federal Reserve cutting the federal funds rate by a half-point in September ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners ...

The best 10-year CD rates may also be higher than some people realize, especially when it comes to highly competitive institutions and CDs purchased in larger amounts (called jumbo CDs).

California’s top CD rates are currently hovering around 5% APY, on par with some of the highest CD rates available nationwide. These rates are generally offered for CDs with terms of 12 months ...

We review nationwide banks and credit unions daily to help you find the best 1-year CD. The current best CD rate for a 12-month CD term is 4.55% APY from Newtek Bank. In comparison, the average ...

The best 10-year CD rate is 4.00% APY from Credit Human. We review CDs from hundreds of banks and credit unions daily to find the highest 10-year CD rates nationwide. CDs with minimum deposit ...

The Federal Reserve has raised the federal funds rate 11 times since March of 2022, pushing CD rates to highs that haven't been seen in years. With rate cuts expected to come in 2024, now may be ...

The best 3-year CD rate is 4.10% APY from Customers Bank and Heartland Credit Union. To find you the highest 3-year CD rates nationwide, we review CD rates from hundreds of banks and credit unions ...