A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 ...

The business of merchant cash advances is changing, and ISOs are finding they need to do the same to keep up. Long considered a niche product ISOs could rely on to add value to a contract, today’s ...

Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.

According to the report, the "merchant cash advance market" was valued at $17,886.16 million in 2023, and is estimated to reach $32,658.23 million by 2032, growing at a CAGR of 7.2% from 2024 to 2032.

Sellers will have access to convenient capital with flexible payment options through Amazon’s partnership with Parafin New sales-based financing option will help Amazon sellers in the U.S. expand ...

One of the most interesting financial innovations pre-COVID-19 was the creation of the merchant cash advance transaction, or MCAT. While the MCA industry has grown significantly, MCAT originators have ...

With its launch in 2007, OnDeck set out to become the alternative to merchant cash advances. That financing option, widely used by small-business owners looking for quick access to capital, is easier ...

Any independent sales organization contemplating a merchant cash-advance business should review the best-practice recommendations of the North American Merchant Advance Association, the group’s ...

On January 5, the FTC announced that two defendants will be permanently banned from the merchant cash advance and debt collection industries, and required to pay $675,000 to resolve allegations that ...

A merchant cash advance provides businesses with a cash payment based on future credit and debit card sales. Many or all of the products on this page are from partners who compensate us when you click ...

This guide was reviewed by a Business News Daily editor to ensure it provides comprehensive and accurate information to aid your buying decision. If your business suffers from cash flow issues, you’re ...