Getting pre-approved for a mortgage is a no-brainer when you're searching for a new home. It helps you understand how much house you can afford and what costs you can expect. As a result, you won't ...

You don't have to be pre-approved for a mortgage to buy a house. But it's smart—especially in a seller's market—to be: A pre-approval means that a lender has already determined that you're qualified ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote ...

Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth quarter of 2022, the US ...

If you’re on the market for a mortgage, you probably know that lenders won’t just shower you with money when you show up at their office with a smile and a heart-warming story about how you’ve found ...

In 2002, Steve, a nice young man with a good job, serious savings, and excellent credit made an attractive offer on a two family house in a Boston suburb. It had to be an attractive bid as there were ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

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A mortgage approval is a loan application that has been reviewed and approved by an underwriter. Most of the pre-approvals that you see today are in fact a "loan originator opinion letter." Loan ...

A mortgage pre-approval means a loan officer will examine your finances, including your assets, income, debts and even credit history, to work out how much money you can borrow, what loans you could ...