Your credit score and credit report can help you make sense of your overall credit history and get a better understanding of your creditworthiness. Both can illustrate what kind of borrower you are, ...

I took out a $500 loan for my daughter, 18, to build a credit score, but nothing happened. What did I do wrong?

Hi. Yeah, we all know how critical it is to have good credit, which can be the difference maker in your life, right? Between getting *** loan getting denied, it also impacts how much you're gonna have ...

Credit agencies, you might say, are akin to nagging parents. They watch and judge from a distance, rewarding responsible behavior and punishing delinquency. And credit scores? They seem a bit like ...

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

A guide to interpreting your credit score – or, what does a 725 mean?   — -- Your credit score gives creditors a quick way to assess whether you're likely to pay back a car loan, a mortgage ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

I pay for almost everything with credit cards, which I pay in full every month to avoid interest. I have done that for as long as I remember. I use them for convenience and reward points. A couple ...

She claimed that while it wasn't a huge deal, it ended up being a wake-up call. After spending most of her energy avoiding ...

A lot of people believe the number of credit cards you open has a big influence on your credit scores. While it’s smart to worry about the actions that impact your credit, here’s the truth: There’s no ...

I learned that closing a card won't necessarily tank your credit score. But that doesn't mean you should do it. Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages.

Also, set up automatic payments so that you never again miss a payment. You typically can set up automatic payments to cover the minimum balance, the statement balance or a fixed dollar amount. You ...