If your home is damaged while you're still paying it off, the mortgagee clause stipulates that the insurance provider will pay your mortgage lender for the loss.

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Discover how extra expense insurance safeguards businesses during disruptions, covering essential costs and ensuring continuity. Ideal for service-oriented operations.

Across the 50 largest metros, an average of 7.0% of monthly homeownership costs go toward property insurance. Property insurance can account for a significant chunk of your monthly budget — especially ...

Between escalating volatility and economic shifts, the commercial property insurance market is facing some intense pressures. As we head into 2026, brokers and clients alike are watching the coming ...

Current political and economic issues succinctly explained. American homeowners already coping with extreme weather now face a new risk: disappearing property insurance. Private companies have ...

Catchy jingles and funny ads make insurance seem so simple. But it’s not always simple. Many Bay Area homeowners are learning firsthand that home insurance companies can suddenly drop you. Insurance ...

Fire insurance is something which protects property against fire and allied perils, indemnifying losses, supporting business ...

Hurricane Helene's storm victims may soon be learning how a water enters the home has implications for what insurance payment you get. While she baked cookies at her home at the foot of the Smoky ...

Two new Texas laws aimed at transparency could change how property taxes and insurance decisions are explained — and what ...

Hurricane Ian’s widespread damage is another disaster for Florida’s already shaky insurance industry. Even though home insurance rates in Florida are nearly triple the national average, insurers have ...

Florida Peninsula Insurance Company is lowering its average homeowner rates by 8.4% and condo rates by 12%. The rate decrease is attributed to a drop in lawsuits against insurance companies following ...