Many believed that Dr. J didn't need to retire yet at the time. In fact, he was being encouraged to make an epic return. As much as Julius was touched by the fans' appreciation, and even though he respected other people's opinions, Erving knew he was never going back once he decided to hang up his sneakers.

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EPFO is revamping its investment approach following RBI recommendations, introducing new benchmarks for retirement funds and enhancing services for pensioners.