A defined benefit plan is an employer-sponsored retirement plan that provides qualifying employees with a guaranteed payout in retirement. It's an alternative to a defined contribution plan ...

American workers have no shortage of options for selecting the best retirement plan. Most people are eligible for more than one retirement plan. 2024 retirement plans generally offer tax advantages.

Millions of workers and retirees rely on the U.S. retirement system to save and invest for their futures. Similarly, the system relies on new contributions and strong returns to mask outflows and ...

FangXiaNuo / Getty Images Most qualified plans—such as a 401(k) or 403(b) plan—offer employees the ability to borrow from their own retirement assets and repay that amount with interest to ...

Start preparing your retirement plan in your 20s and 30s or when you start collecting paychecks. An early start allows room to make mistakes and recover from them, and your savings can grow ...

Making the numbers work to accommodate travel plans involves budgeting and financial goal-setting before and after retirement begins. Let's take a look at how to plan for travel in retirement.

What is a 403(b) plan, and can it be part of your retirement strategy? You may have come across a 403(b) as part of your benefits package as an employee at a public school or a charitable ...

With the passage of the SECURE Act, there have been changes in required payouts for beneficiaries on retirement plans and IRAs that have many people in a state of confusion. Depending on when the ...

You need a plan for your days. You need activities that bring you joy. “Those things are more important to a happy and satisfying retirement than a well-designed portfolio and a carefully ...

If you have a retirement plan through your employer, they might offer some free seminars or classes on retirement planning that you should take advantage of. Check with your human resources ...