The average self-directed brokerage account within workplace 401(k)s finished at $335,857, down 4.7% from Q4 in 2024, according to Charles Schwab’s SDBA Indicators Report.

We see this happen slightly in the median 401 (k) balance column when going from the 55-to-64 age group ($95,642 median balance) to the 65+ age group ($95,425 median balance).

You may be curious to know how your 401(k) balance compares to the average saver's. To that end, Fidelity has some new data. And it may surprise you.

First, the positive: The average 401 (k) balance among nearly 5 million accounts in Vanguard’s data set was $148,153, up over 9% from the year before.

A 4% 401(k) match is pretty common, though companies in some industries routinely offer higher matches. When deciding whether a job offer is right for you, consider the entire compensation and ...

Learn how combining your 401(k) with an annuity can create steady retirement income and lasting financial peace of mind ...

For example, some 401 (k)s may take the requested money from low-risk assets in the accounts, inadvertently increasing a retiree’s risk exposure.

Is your 401 (k) about to get too risky? The Labor Department is now officially neutral on whether companies should allow cryptocurrency in 401 (k) plans, and, in general, the government is in ...

Start to build your retirement plan in your 20s by contributing to your 401(k). Learn about why starting early matters, compounding interest, and employer matching.

Caution advised when borrowing from your 401 (k) If you’re struggling to pay your bills, taking a loan from your 401 (k) may be an option, but be careful.