CDs commonly pay more interest than savings accounts, but that's not all. Read on for a less-obvious perk of opening a CD.

A CD gives you the benefit of a guaranteed return on your money. An early CD withdrawal can include costly penalties. In the ...

And Wells Fargo IRA CD rates differ by location, so you'll need to live in an area that offers the best rates. An icon in the shape of an angle pointing down. Delta Community Credit Union offers ...

If you're interested in a short-term CD that will let you lock in a good interest rate, 6-month CDs could be a good choice. The national average CD rate on a 6-month term is 1.75% APY (Annual ...

What is happening to CD rates today? CD rates are declining following two recent interest rate cuts by the Federal Reserve. In September, the Fed lowered its benchmark rate for the first time ...

Still, it makes sense to utilize a five-year CD, which currently comes with a 3.25% APY, if that matches up with a particular savings goal. After all, long-term rates could decline should the ...

The bank offers high APYs on some short-term CDs, but they come with a steep deposit requirement FG Trade / Getty Images Wells Fargo offers a limited number of CD terms with high minimum deposit ...

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California’s top CD rates are currently hovering around 5% APY, on par with some of the highest CD rates available nationwide. These rates are generally offered for CDs with terms of 12 months ...

Credit One Bank, Alliant Credit Union, State Department Federal Credit Union, Quorum Federal Credit Union, and Rising Bank offer the best jumbo CD rates. If you have at least $100,000 to invest ...

Because it works with many financial institutions, you can find a huge variety in one place — and you should carefully read each CD’s description. For example, different banks may pay interest ...