The Reserve Bank of India's rate cut in future will not have much of an impact on its net interest margin (NIMs) and HDFC Bank will maintain NIMs in its current range, Jagdishan said.

SBI has decreased the interest rate of one MCLR duration by 25 basis points (bps), while keeping the other rates the same.

Several Indian banks have revised the marginal cost of lending rates (MCLR) – the minimum interest rate a financial ...

In a call with media, while the management refrained from making any forward looking guidance, it indicated that credit deposit ratio may inch back to pre-merger levels in the next two years.

The minimum interest rate that a financial institution can charge for a specific loan is known as the Marginal Cost of the ...

The bank has also posted better-than-expected net interest income. The core net interest ... and the industry must be around ...

HDFC Bank on Saturday reported a 6 per cent increase in September quarter net profit to Rs 17,825.91 crore on a consolidated basis. On a standalone basis, the largest private sector lender’s post-tax ...

Before taking a personal loan, evaluate interest rates, your financial needs, and repayment capacity. A good credit history is essential for approval. Use online resources like EMI calculators and ...

The Indian banking sector faces pressure on net interest margins due to rising deposit costs, with stable asset quality. Loan ...

HDFC Financial enjoys revised the marginal price of loans-founded credit costs (MCLR), considering their authoritative web site into . HDFC Bank’s benchmark marginal cost of loans-built lending prices ...

However, some banks may benefit from favorable changes in their loan mix. For private sector banks, the average Weighted Average Domestic Term Deposit Rate (WADTDR) fell slightly by 2 basis points, ...

A credit score is primarily affected by late payments, loan defaults, or maxed-out credit limits. Lenders see these negative ...