Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...
J. William Carpenter is an economist who writes financial topics. He is an author of published works for higher education and business clients. Suzanne is a content marketer, writer, and fact-checker.
To request a code to apply for a credential to cover the 2026 World XC Championships in Tallahassee, Florida on January 10, 2026, please fill out this form by December 1, 2025.