Apple's iOS 26.4 beta adds AI-generated Apple Music playlists, early testing for encrypted RCS messaging and a new setting to tone down brighter visual effects. With more than a decade of experience, ...
When Bill Bengen introduced the 4% rule in 1994, he had no idea it would take on a life of its own in scholarly debates, the media and public discourse. Now, after having what he calls an “aha moment” ...