When it comes to saving for retirement, a 401(k) plan is one of the smartest financial products you can utilize. Contributions to these employer-sponsored plans are tax-deferred, so they lower your ...

Jason Chun is a CNET writer covering a range of topics in tech, home, wellness, finance and streaming services. He is passionate about language and technology, and has been an avid writer/reader of ...

When you apply for a checking account, the bank will review your information with a reporting agency like ChexSystems or Early Warning Services. Overdrafts and other negative marks can make it hard to ...