As of July 11, 2025, mortgage rates remain mixed, with the 30-year fixed at 6.625% and 15-year rates at 5.75%.

Rates for 30-year refinancing loans dropped for a second consecutive day Thursday, pushing the average below the 7% mark for the first time in a week. With a 1 basis point decrease, the new 6.99% ...

The average rate on a 30-year U.S. mortgage edged up this week, ending a five-week decline in borrowing costs for homebuyers.