How long this takes varies. Card issuers typically wait until your account is at least 90 days past due. Keep in mind that you're still responsible for the remaining balance, even after your card ...

A Employee Benefit Research Institute survey found that more than two-thirds of retirees had outstanding credit card debt, up ...

Key takeaways Missing a single payment may not have serious consequences, but multiple missed payments can negatively impact ...

Americans are putting more on plastic, a sign that household cash flow is shaky and spending is unsustainable.

Americans struggling to pay off increasing credit card debt. Delinquency rates vary by company, with Discover and Capital One ...

If you want a healthy credit profile, you need to understand what exactly it says on your credit card bill. Here's how to ...

This hidden credit card fee affects millions of Americans monthly. Here's what to know—and how to avoid added fees.

Every number of your credit card account conveys information, such as the industry, routing information for the account and whether the credit card account number is valid. The CVV, or card ...

Synchrony also supports the recently upgraded JCPenney Rewards and Credit Program. In-store and online applications are reviewed instantly, and approved cardholders can use their account to make ...

In most cases, logging in to your account will allow you to see how many rewards you’ve earned. Most credit card providers show how many points you’ve earned for each transaction as well as a ...

Synchrony today announced a long-term extension of their nearly 25-year partnership with JCPenney. Synchrony and JCPenney have partnered for more than two decades to manage and service rewards-rich ...

To apply for a JCPenney Rewards credit card, customers can see if they prequalify ... and approved cardholders can use their account to make purchases right away. JCPenney cardholders are ...