Many Texas flood victims are now facing the harsh reality of insurance uncertainty, as questions mount over what damages will be covered.

Crissy and Avi Eliashar bought their home in Jonestown, Texas, 13 years ago. They never had a problem with flooding until water washed away their home, car and all their possessions early Saturday morning.

On Sunday, President Trump announced that he signed a "Major Disaster Declaration” for relief for Kerr County in Texas, as the region deals with heavy rains and extreme flooding that have killed dozens. As residents come to terms with the aftermath of the flooding, here's what to know about relief and insurance claims:

Insurance industry experts say we're underinsured when it comes to flooding, and the latest disaster highlights an insurance gap for many Texans.

The disappointing surprise is that while the standard home insurance policy does cover fire and wind damage, even good property insurance typically doesn’t cover things like flooding and earthquakes, which usually require a special and separate policy for each. Here are the things to know about flood insurance.

While Californians are typically more concerned about wildfires than flooding, many are watching the devastation in Texas unfold. It's estimated that just 2% of households statewide carry a flood insurance policy.

Water damage can render a vehicle immobile and completely devalue it. What type of car insurance covers flood damage?

Many homeowners mistakenly believe flood insurance is only for those in high-risk zones or that homeowners’ insurance covers flooding.

The topic of insurance often causes glazed eyes in some readers not immersed in the industry, but insurance was a hot topic coming into the 89th Regular Session of the Texas Legislature. Interest stemmed not only from ongoing concerns about health insurance and pharmaceutical costs,

Only about half of the homeowners potentially impacted by floods in Kerr County were in FEMA's flood zones, and even fewer likely had flood insurance.

Home insurance costs are crushing Texas homeowners. Rates are soaring, relief is scarce – here’s what’s driving it and how you can still protect yourself.