This does not influence our product evaluations or star ratings. View Advertiser Disclosure + The best personal loan lenders offer affordable monthly payments at a rate that fits your budget.

That said, the rate environment is easing, and the Fed rate cut that occurred in late September did help to drive down interest rates across various loan types, including personal loans.

Keep in mind that SoFi also isn’t licensed to offer personal loans in all states, so you’ll need to check if your state is eligible before applying. *Personal loans made through Upgrade ...

Unsecured personal loans are general-purpose loans that don’t require you to put any collateral – like your home, savings account or car – at risk if you don’t make your payments.

Personal loans can be easy to use — perhaps to consolidate higher-interest debt, renovate your home or pay for medical bills — but they’re not always easy to obtain. Fortunately, there are ...

If you have a bill you need to pay or a major expense that you can’t fund, a $1,000 personal loan might be a product worth considering. Personal loans of this size can be used for just about ...

pixdeluxe / Getty Images When you're shopping for a personal loan, the most important factors to consider include the annual percentage rate (APR), any potential fees, the loan term or length ...

The higher your credit score, the better your chances are to get approved for financial products — like personal loans — with a lower interest rate. Still, there are personal loans you can get ...

Whether it’s an urgent car repair, an unforeseen medical bill, or an essential home repair that can’t be delayed, a small personal loan might be just what you need. Personal loans can provide ...

With nearly a decade covering personal finance, Rebecca Safier simplifies loans and other complex financial topics to help people manage their money with confidence. Her work has been featured in ...

Please view our full advertiser disclosure policy. SoFi is a top choice for personal loans as it charges no fees, including no origination fees, prepayment penalties or late fees. This can help ...

Personal loans can cover weddings, vacations, home repairs, emergency costs and more. However, if your credit leaves a lot to be desired or you're looking for more flexible terms, you may think ...