Mortgage rates have dropped for five weeks in a row. But will they continue to do so this July? Here's what to consider.

Customers with past-due balances who are at or below 300% of the federal poverty level, or nonprofits with past-due balances can qualify. The federal poverty level for 2025 in the 48 contiguous states is $15,650 for a single person and $32,150 for a family of four. The poverty level is adjusted by $5,500 for each additional member of a household.

Average mortgage rates for July 7 remain steady at 6.80% for 30-year loans. Here's how rates compare and tips to get the best deal.