Consumers may consider a 144-month auto loan to finance the purchase of classic and exotic cars. These vehicles may carry a sales price above $100,000. Auto loans with 12-year terms can make it easier ...

Financial institutions may offer open-end credit and closed-end credit to consumers and businesses. Open-end credit is a revolving credit product, while closed-end credit is a nonrevolving lending ...

A joint personal loan is an installment loan for two people. A borrower and co-borrower assume the financial responsibility of repaying the joint personal loan under terms and conditions of a loan ...

So you got swayed by the allure of an annual vacation in a snowy or tropical locale, and now you’re the proud owner of a timeshare. If you financed that timeshare directly with the developer, however, ...

If you have imperfect credit or a limited credit history and need to finance an automobile purchase, you may qualify for a subprime auto loan. These loans are relatively risky for lenders to take on, ...

Paperless, or online, loans are a convenient and fast option for borrowing money. Unlike traditional personal loans, you don’t need to fill out multiple forms, submit any paper documents, or even ...

With interest rates still high, now may be a good time to evaluate your savings strategy. If your extra cash is currently sitting in the bank earning at or close to 0%, you may want to consider moving ...

Having student loan debt while unemployed is not an ideal situation. Here’s a look at whether you can refinance while unemployed, as well as other options you might consider if you want to pay off ...

A personal loan is a type of loan that allows you to borrow a lump sum of money with few restrictions on how you must spend it. In return, you pay back the loan in monthly installments with interest.

Refinancing a car loan can hurt your credit. Learn why refinancing can affect your credit, as well as the upsides to refinancing that can still make it worthwhile. Proof of car insurance is required ...

You’re proud of your yard and will do what it takes to keep it looking good. But what do you do when your trusty old lawn mower kicks the bucket and you don’t have the cash to buy a new one? Is your ...