Closing an account early might seem tempting, but here’s the scoop: Missing out on those monthly on-time payment boosts is like skipping a vital step in your credit dance. 🕺💳 Settling debts too quickly? That’s like hitting pause on your credit journey—more payments mean more credit love over time. 📈✨ So, why the long-term strategy? It’s all about avoiding that sneaky negative impact on your credit profile. 🚫⚠️ Let’s savor each on-time payment for a credit story that shines bright! 💫💳 Comme