Used repos are back in stock in Chicago! And there are tons available right now. This is the best option for a newer car with affordable payments. Repo vehicles come in when customers don't want to continue making vehicle payments. And no, they aren't beaten up. It is often by choice because the customer owes significantly more on the vehicle than what it is worth to them, so it makes sense to let the bank repossess the vehicle. A dealership can buy a repo from the bank for much less than what w