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Step 1: I’m pulling ALL 3 reports — Experian, Equifax, TransUnion. No guessing. No hoping. I need to see everything blocking my score. Line by line. Step 2: Cleaning up my personal info. Old addresses, misspelled names, outdated jobs… all that ties you to negative accounts. Cut it off → cleaner disputes. Step 3: Building a HIT LIST: every collection, charge-off, late payment. And no, I’m not clicking online disputes like a rookie. I’m sending real consumer-law letters that actually stick. Step 4
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Step 1: I’m pulling ALL 3 reports — Experian, Equifax, TransUnion. N…
1.7K views3 days ago
TikTokitsjaviermedina
Fix Your Credit Score: 10 Steps to Success
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Fix Your Credit Score: 10 Steps to Success
5.6K views4 days ago
TikTokitsjaviermedina
Before you send a single dispute letter… do this first👇🏽 Call each credit bureau: 📞 Experian 800-493-1058 📞 TransUnion 800-916-8800 📞 Equifax 888-378-4329 Say this to the rep 🗣️ “I’m calling to update my personal information and remove any old or inaccurate addresses linked to my report.” This matters because: When your personal information is outdated or inaccurate, like old addresses, name variations, or misspellings, it can connect negative accounts to the wrong identity. That means acc
0:07
Before you send a single dispute letter… do this first👇🏽 Call each cred…
2.1K views1 week ago
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